The practical money journalLess hype. More perspective.
Calculators

Make the numbers less mysterious.

Two browser-based calculators. Your inputs stay on this page. Results are estimates from your assumptions, before taxes.

01 / Digital products

What do you actually keep?

Editable sample inputs—not a platform quote.

Estimated monthly cash result—
Revenue —Fees & costs —Per order after all costs —

Formula: price × orders − percentage fees − fixed per-order fees − monthly costs. Assumes all orders complete; excludes refunds, tax and foreign exchange.

02 / Online tasks

Your real hourly pay.

Include screening, searching and preparation.

Net cash per active hour—
Net earnings —Active time —

Formula: (received earnings − expenses) ÷ ((paid + unpaid active minutes) / 60). No work availability or future income is assumed.